• The MCHA Trust Advantage

    • The Trust offers a variety of medical coverage options including PPO and HSA plans
    • Increased purchasing power and lower premiums through a large group rating system where all employers of any size receive the same large group premiums (large group defined as 500+ employees)
    • All ACA and other Government regulatory compliance is handled at the Trust level
    • Composite rates- no age band rating
    • Plans and premiums are offered to association members with as few as 3 employees (meets ERISA compliance)
    • Accepted by the leading local healthcare professionals and facilities
    • Available to employees throughout CA and certain other States
  • Health Plan Options

    The MCHA Benefits Programs are specifically customized to meet the unique demands of the Monterey Hospitality Industry.

    • 5 Medical PlansĀ (PPO)
    • 2 HSA Compatible plans
    • Dental, Vision, and LTD plans
    • Wellness Programs
    • LifeĀ and AD&D through United Healthcare
    • Additional voluntary plans (Cancer, Disability, Supplemental Life, Accident)
  • Administrative Services

    The MCHA Health and Welfare Trust will reduce your company’s administrative time by navigating for the employer the complex administrative processes of providing benefits. This includes:

    • The eligibility determination for all employees and their dependents including guardianships, adoptions, and complications due to layoffs and terminations
    • Enrollment coordination meets ACA and HIPAA regulations for all members of the Trust
    • Invoicing and collection
    • Full COBRA administration
    • Family Medical Leave Act (FMLA) and Qualified Medical Child Support Orders (QMCSO) administration
    • State and Federal compliance with all regulations pertaining to an employer Trust fund by professional Trust plan administrator and Trust fun legal services

Upcoming town hall meetings

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how to get started

Workshops & More!

Town Hall meetings will be held all over the Monterey Peninsula!

We’d love to show you how we can revolutionize the way you think about benefits. We pride ourselves on bringing innovative solutions for small business!